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Pension Transfers

Many of us have had a number of jobs with different employers throughout our careers.

We have had times when we are well off and times when things have been a little harder. These are just some of the reasons why we have old pensions dotted around that we no longer pay into. We call these paid up pensions.

So if you have paid up pensions the chances are they haven’t been reviewed for a number of years. Even trying to collate and wade through the paperwork for these pensions probably seems like a nightmare! It can be very hard to keep track of what you have, how high the charges have become or even how poorly the funds are performing. The thing to remember though is that this is your money!

There is a common misconception that you cannot transfer these paid up pension plans into a plan that is more modern, offers lower charges, better funds and is more transparent – this is nonsense.

And that’s where we can help.

We can obtain all the information about your paid up plans, review them for you and if it’s the right thing to do we will make a recommendation to transfer those pensions into one place to make them work harder, reduce the charges , improve the fund choice and make it all more manageable for you.